Trade Harmonics

Terms of service

Last updated 11 October 2026

These terms cover the Trade Harmonics app and tradeharmonics.com (the "service"). Trade Harmonics is run by Gerard Palma ("we", "us"). Questions: privacy@tradeharmonics.com. By using the service you agree to these terms. If you don't agree, please don't use it.

What the service is

Trade Harmonics is for education and information only. It shows signals from a pattern-detection model and lets you follow them in a demo account with simulated money. No real money is traded, and we don't hold your money or connect to your broker.

Not advice

Signals are the output of a model. They are not financial advice or a recommendation to buy or sell any investment, and we don't know your circumstances. We are not authorised by the Financial Conduct Authority or any other regulator to give investment advice. Consider independent, regulated advice before you trade.

Risk and results

• Trading is high risk, especially spread betting and CFDs. Leverage can make you lose more than your deposit, and most retail accounts lose money.
• Win rates and returns shown in the service come from historical backtests and from simulated live tracking. They are not the results of real trading, may not reflect spreads, costs or slippage, and past performance does not guarantee future results.
• We don't promise that any signal, pattern or strategy will make money, or that the data is complete, accurate or on time.
• You are solely responsible for your own trading decisions. Only trade money you can afford to lose.

Your account

• You must be 18 or over to use the service.
• Use it lawfully and only for your own personal use.
• Keep your Google or Apple sign-in secure. You're responsible for what happens under your account; tell us if you think someone else has used it.
• Information in your profile must be accurate and must not pretend to be someone else.

Acceptable use

Please don't:

• use the service for anything illegal, or to mislead others (for example by presenting simulated results as real trading);
• post offensive, abusive or infringing content in your profile;
• try to break, overload, reverse engineer or get unauthorised access to the service or other users' data;
• scrape, copy or resell the signals or other content, or use bots to access the service, except as the law allows.

Availability and changes

We try to keep the service running, but it may be interrupted, delayed or changed, and features (including signals, statistics or the demo account) may be added or removed. We may suspend the service for maintenance or stop it altogether. If we stop it, we'll try to give reasonable notice in the app.

Our content

The app, the website and their content belong to us or our licensors. You may use them for your own personal, non-commercial use under these terms. Some research code and data may be published separately under its own licence; that licence applies to it.

Our liability

Nothing in these terms limits or excludes our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for anything else that cannot be limited or excluded by law. Nothing in these terms affects your statutory rights as a consumer.

Subject to that, and to the extent permitted by law:

• the service is for information and education, so we are not responsible for any trading or investment losses, or any loss of profit, that you suffer from acting (or not acting) on anything in it;
• we are not responsible for losses that were not reasonably foreseeable, or that are caused by events outside our reasonable control;
• the service is not intended for business use, and we are not liable to you for business losses.

Ending your use

You can stop using the service at any time and delete your account in the app (Settings → Delete account) or as described on Delete your account. We may suspend or close an account that breaks these terms, or if we have to by law. When an account is deleted, its data is handled as described in our Privacy policy.

Changes to these terms

We may update these terms, for example when the service or the law changes. If a change is material, we'll update the date above and tell you in the app. If you keep using the service after that, the new terms apply; if you don't agree, you can stop using it and delete your account.

Law

These terms are governed by the law of England and Wales, and the courts of England and Wales have jurisdiction. If you live in Scotland or Northern Ireland you can also bring proceedings in your local courts, and if you live elsewhere you keep any mandatory protections of the law where you live.